When it comes to retirement, it’s easy to dream about the perks: sleeping in, traveling, reading a good book, playing golf––name your fantasy. Even if your retirement is fully funded, the reality can be far less fulfilling if you don’t plan ahead. Repeated studies have shown that people who do not have a rewarding… Read more »
“It is not death that a man should fear, but rather he should fear never beginning to live.” — Marcus Aurelius Repopularized by Ryan Holiday, author of the Wall Street Journal bestseller, “The Daily Stoic,” stoicism is an ancient philosophy dating back to the third century BC. By using teachings from philosophers such as… Read more »
Sports can be a great way to teach life skills such as the value of teamwork or the relationship of hard work to excellence. They can also offer insights for people considering retirement. Let’s take football as an example. Scoring is accomplished within a fixed timeframe, typically 15 minute quarters, with the exception of… Read more »
Deciding when to take Social Security is a key decision in your retirement planning. And while you’ve probably read some “rules of thumb” about claiming your benefits, the truth is that the best time to take Social Security depends on your unique circumstances. Here are four things we analyze when helping our clients get… Read more »
“The proper function of man is to live, not to exist. I shall not waste my days in trying to prolong them. I shall use my time.” – Jack London (American author), 1916. This quote was read by M at the end of the new James Bond movie, “No Time to Die.” I won’t spoil the… Read more »
Your last will and testament may sound like the definitive word on your estate. But while it’s important to have your basics covered, truly effective estate planning runs much deeper than just assigning assets and finding a notary. Here are three questions we help clients answer so that their estate plans leave behind a… Read more »
One of the benefits of having a couple of days off a week is that it affords me the opportunity to read more. I came across an article in the Journal of Financial Planning August 2021 issue entitled “How Life Changes Affect Client Behavior,” that confirmed my belief that our clients are increasingly relying on us not… Read more »
Your IRA and 401(k) haven’t magically grown all by themselves. Your nest egg is the result of years of planning and hard work. Unfortunately, many seniors don’t realize that their retirement schedules aren’t going to fill themselves in either. Our most successful retirees have put just as much thought and preparation into how they’ll… Read more »
If you’ve been living in your home for any length of time you have probably accumulated a lot of STUFF in your garage, basement or attic. You may have saved items for a future that never came, or just hung onto things for sentimental reasons. The trigger for cleaning up our act is usually… Read more »