Living Well Need Not Be Wasteful

3102Living Well Need Not Be Wasteful

Anthony J. Ogorek | Ed.D., CFP®

We are dedicated to the proposition that everyone is entitled to a good quality of life. Although this can be defined in many ways, your mindset can have an awful lot to do with whether you allow yourself to enjoy what many would consider to be a better quality of life.


Since quality can be a nebulous term, it may be instructive to look at some possible indicators, diagnostic tools as it were, that may indicate that your attitudes toward money could be compromising your quality of life. I find going out to dinner to be one of these diagnostic tools.


There is a saying that goes: “there are people who know the price of everything, but the value of nothing.”  Have you ever dined out with a friend or loved one who is more interested in the price of entrées, rather than what they may find to be a satisfying dinner?  Or perhaps you have dined at a private club. Typically they give the club member the menu with prices. Guests are given a menu with no prices. The idea behind this arrangement is to allow the guest to focus on what they may find appetizing, rather than on the price. If you have ever been in this kind of situation as a guest, have you either asked for the price list, inquired about the price of a certain entrée, or just gone with a choice that you know is inexpensive?  If so, your quality of life may be unduly dominated by considerations of price.


You may feel more liberated if you realize that in life there is a time to save and a time to spend. If your every waking hour is spent trying to save a buck, you will likely miss much of the richness that life has to offer. This is not to say that you should be routinely drinking $100 bottles of wine or buying a round for everyone at the bar.


What we are hoping is that you can put thoughts of a dinner or vacation or home remodel into perspective. There is a distinction between treating yourself well and being wasteful; recognizing that distinction can help you to live a more fulfilling life.



Ogorek Wealth Management, LLC

Ogorek Wealth Management, LLC