This is a question we ask ourselves daily as we try to determine when is the right time to rebalance your portfolios. Rebalancing means re-positioning portfolios back to their target allocation by way of selling bonds (which are positive for the year) and buying stocks. It may seem as if things couldn’t possibly get… Read more »
Well it finally happened – after eleven years, the longest bull market in history finally took a breather and ceded its leadership to the bears. Is this the beginning of the end of the world as we know it? Hardly. While the technical definition of a bear market is a decline of 20% from… Read more »
What happened this morning? U.S. stocks fell nearly 7% in early morning trading, the heaviest one-day fall since the financial crisis in 2008. After a brutal last few weeks, the S&P 500 index is now down nearly 18% from its all-time high reached on February 19th. U.S. stocks are very close to entering an… Read more »
Normal market fluctuations shouldn’t be a concern if you’ve prepared appropriately for market volatility and you should continue living your life and spending your money as you usually do. Here’s a 3-point checklist to see if you have done the work necessary to keep your finances on track regardless of what the financial markets… Read more »
You may be asking yourself: what is “fiscalosophy”? It is a key component in creating a successful financial plan. Other than a balanced portfolio, you also need to know what is important to you and why. Your backstory of how you view money and investments can have an impact on planning your finances. … Read more »
In just seven trading days, the S&P 500 went from an all-time high to now down 15% (incredibly, we are just 5% away from the first bear market since 2008). While the virus has yet to spread widely in the U.S., that outcome is now considered inevitable, and incidence of the virus has been steadily… Read more »
Stocks are taking a major hit due to the spread of the Coronavirus. Here’s what you need to know: Investors are shifting away from riskier assets on signs outbreak is spreading outside China. Strict quarantines are being imposed in an attempt to contain the spread of the virus. There is no cure for the virus,… Read more »
A popular trend happening around college campuses… is more Seniors. Not 4th year students, but retired seniors heading back to campus. Many universities are even creating programs directly for seniors looking for a new career or ways to enrich their retirement. Don’t go getting school supplies just yet… check off these 3 reasons to… Read more »
The pattern of stock market returns have largely followed history under Trump’s presidency so far, with the best year in the third year of his term (2019 – S&P 500 up 31%), the worst year in year two (2018 – down 5%) and year one somewhere in the middle (2017 – up 22%). So what… Read more »