Pitfalls and Opportunities
Risks You May Not Be Aware Of:
Take Advantage Of These Risk Mitigation Strategies
Get Your Financial House in Order
Agilon could be the nudge you needed to get your financial house in order. The decision to hold, reduce, or sell all your shares is best made in the context of your entire financial plan, factoring all in risk & return, time horizon, and taxes. We can show you how.
Be Smart About How You Withhold for Income Taxes
Did you drain your cash reserves or take a loan to pay taxes on Agilon stock? We can show you how to minimize interest costs or replenish your savings.
De-risk Your Portfolio as You Approach Retirement
The worst time to suffer a loss in your portfolio is when nearing retirement. The windfall in Agilon shares may have allowed you to hit your “retirement number” sooner than you thought, meaning you can now lower your exposure to the stock market. Why risk an accident driving 70 mph when you get there safely going 40 mph?
Lower Your Tax Bill with Intelligent Tax Loss Harvesting
Did you know that physicians are likely to pay more than 30% in taxes on any long-term capital gains? We employ timely tax strategies (such as tax loss harvesting) that could save you thousands in taxes.
Remove Emotion from Your Exit Strategy
One of the biggest impediments to a successful exit strategy is your emotions, which can create doubt that you are selling too low or cause you to panic and sell at the bottom. Stick to our disciplined stop-limit strategy that works to limit future losses and protect gains.
Financial Insights to Help You with Your Agilon Shares
What Makes Ogorek Different?
1. We Don’t Sell Anything
As Registered Investment Advisors, we serve as fiduciaries and are required to act in your best interest at all times. That means we don’t sell you products (insurance, annuities, or mutual funds), we don’t earn commissions, and all investment decisions are based entirely on merit.
2. Low Expenses
When all investment decisions are based on merit, it’s no surprise that our portfolios benefit from very low expenses. Mutual Funds and Exchange Traded Funds with high expense ratios need not apply.
3. Charles Schwab
We have a more than 35 year relationship with Charles Schwab as our Independent 3rd Party custodian. With Charles Schwab as custodian, your assets are kept safe, and no money is moved in/out of the accounts without your approval.